Reginald D. Smith

Experienced lender. Economic development strategist. Small business advisor and advocate.

My Approach

A snapshot of Reginald D. Smith

My comprehensive skills encompass various aspects of finance, including loan structuring, underwriting, business operations, and overall loan pipeline management. I have held notable roles in my career, such as Managing Director at Sabre Finance (an Alabama CDFI), Assistant Vice President, Business Banking Officer at BBVA Compass, and Vice President - Small Business Administration Banker at Regions.

A significant portion of my career has been dedicated to influential leadership roles at Community Development Financial Institutions (CDFls), where I spent four years contributing to the growth and development of businesses. My adeptness at cultivating and leveraging strategic relationships is evident in his wide-reaching network across Alabama. My network spans non-profit, public sector, private sector, and utility agencies, showcasing my ability to connect with diverse stakeholders.

Notable News & Media

Birmingham Business Journal 2024 Emerging Influencer

I’m honored to be listed as one of Birmingham Business Journal’s 12 Emerging Leaders alongside Birmingham’s most influential and powerful leaders.

Birmingham Business Journal 2021 NextGEN Money

Reginald D. Smith was listed as one of 25 young professionals making advances in the financial realm in Birmingham.

Community Engagement

  • Alabama MicroEnterprise Network - Non Profit

    Board Member

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    Prosper Birmingham - Non Profit

    Community Connectors Advisory Board

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    IGNITE! Alabama - Non Profit

    Board Member

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    Division of Business Administration

    Academic Advisory Board

    Talladega College

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    Bama Wellness Advocacy

    Board Member

  • Reginald has taught, facilitated, and moderated for several organizations on a variety of topics, including:

    Small Business Financing

    Building and Growing Sustainable Businesses

    Navigating Regulatory Challenges

    Community Development and Economic Empowerment

    Leadership in Finance and Business

    Building Strategic Partnerships

    Loan Structuring and Underwriting Best Practices

    Understanding Accessing Capital for Business Growth

    Innovations in Business and Financial Technology

  • Reginald lends his expertise and time to his community in various ways. Here are a few organizations where he teaches, mentors and volunteers.

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    More Than Conquerors Faith Church

    Brown's Beauty Barber School (small business development)

    Alabama Small Business Development Center Network

    Mobile Chamber of Commerce

    Etowah Chamber of Commerce

    Alabama Department of Transportation - DBE Supportive Services

    Women's Foundation of Alabama

    Montgomery Chamber of Commerce

    Create Birmingham

Apperances